WHY people need Long-Term Care insurance!

• LTC coverage is not included in one’s health insurance, Medicare, or Obama Care (the ACA) plan.
• When it comes down to it, loved ones may not be able to provide that care (their own health issues, age, distance, costs, having to go to work, etc.)
• Government assistance, once you're broke, leaves you with few options. Medicaid often means a shared room in a nursing home of their choice.
• Don’t assume you're uninsurable! We can cover many pre-existing conditions.