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I am a single woman in her mid-fifties who had experienced enough health set backs to realize if I was ever seriously disabled I would quickly find myself in a desperate situation. It is tough being on your own. Philip walked me through the confusing maze of long-term care options, and helped with every step in the application process. Originally I was turned down for long term care insurance, but Philip stuck with it and investigated the decision. The decision was reversed and I was able to buy long term care coverage. Philip, thank you for helping me, I feel much more secure with Long-Term Care insurance. Also, my children thank you, as they realize they would have had to share the burden if I needed home support. - Jenny M., Vancouver WA

Philip has been extremely helpful in not only finding the best insurance for my situation, but really listening and understanding to my needs for an affordable premium. He takes the time to answer each of my questions with patience and professionalism. He went out of his way to explain how to fill out the sometimes-complicated forms and made sure I submitted them by the deadlines. He keeps up on the latest insurance providers, and helped me switch over when a superior plan was offered. He genuinely cares about his clients, and I trust Philip to be honest, compassionate, and patient in all of our interactions. - Paula B.

Philip Shields is my insurance agent. He sold me 2 Kemper policies. He told me I could file with them to get money back for my prescriptions for the year. I sent Kemper my Rx records from Walgreens. I was in total shock when I received checks totaling $600.00 from Kemper!! I actually called Philip to make sure it was correct and to find out if the money was really mine. Well, it is mine and I am still recovering from the fact that my 2 policies I have gave me such a great refund on my prescriptions!! Thank you Philip so much for selling me on Kemper!! Fantastic!! - Louise in TN

5 out of 5 Stars! - Excellent experience! Phillip is full of knowledge, listens to your needs in order to provide you with the best options that will work for you. There's no pressure. Even months after the initial set up we contacted him with questions and he immediately sent us the information we needed. Phillip truly cares about the people and making sure they have what they need - Diana & Calvin Pickup 

I want to tell you what a fabulous representative you have in Philip Shields. He is knowledgeable, patient and professional. He spent several hours with us determining which long term health care would best meet our needs. He sent quotes, did phone conferences and very quickly and efficiently answered ALL of our many questions by telephone and email. He has been in contact through the whole process. We came to your insurance group through Dave Ramsey and will definitely recommend Philip Shields and your Insurance group to others. Thank you for your time, - Wayne and Christine Krebs

I am so fortunate that I connected with Philip Shields during my search for long term care insurance. With my limited budget, I wondered if I would be able to afford a policy. Philip listened carefully, focused on my needs, and respected my budget. Because of Philip's experience and knowledge of LTC insurance, I was able to get a policy, which give me so much peace of mind. Philip's service does not stop when the policy is written. He responds quickly to messages and is ready to answer questions or provide additional service. If you are looking for LTC insurance, Philip Shields is the LTC specialist for you! - Carolyn S. in IL

Hi Philip, I just wanted to say thank you for all the detailed help you gave me in my recent application for long-term health care. You helped me through what to a layman is a minefield of forms and questions, putting all the points both for and against and doing so very clearly. You advised me toward what would be the best plan for me personally, both to fit my budget and to provide the best care. I would heartily recommend you to anyone endeavoring to take out long term health care insurance. With thanks, - David Mason in MA

Thank you for all your assistance with obtaining my long term care insurance policy. I will definitely refer you. Your knowledge of the insurance industry helped me immensely to pick the right policy for my needs. I appreciated your “no pressure” and honest conversations while I sorted thru all the different choices of insurance policies. I now have a needed piece of my retirement plan in place thanks to your help. - Merrie L – Florida

Our experience with Philip has been great. He listenes to our needs, very thorough, knowledgeable. We had a question several months out from when we selected our policy and Philip was right there to answer. Honesty, integrity and being knowledgeable are important characteristics to us and that is what we get with Philip. - C&D Pickup

This is the 3rd Insurance that we bought from Philip Shields, for myself, son and daughter in law, I would have Philip do my sister also, but I lost his info for awhile when I moved to Ca, so glad I found him again. He is extremely knowledgeable, patient and very helpful guiding us through the paperworks, which made it simple and easy for us! He worked hard to help us with getting a good affordable premium, we are so pleased with his service that I have recommended him to 2 of our friends. I am so pleased that we are covered with Long Term Care, my Sister had a stroke this past January at 67 and now in Rehab, good thing she signed up a few years ago. Thanks Philip for all you do, I will continue recommending you if anyone even think of LTC! - Lily Banks 

After denials from several companies due to confusing medical records and a former illness I was not hopeful that I would be able to obtain any long-term care insurance at all. But Philip Shields persisted on my behalf and was able to come through for me with an even better policy and a preferred health discount besides. Thank you so much! - Margaret Neidlinger, WA

Philip: Really enjoyed working with you. You obviously have your clients’ best interest at heart, so I’ve referred you to some of my friends and family. I have told them you know “everything” about long term care insurance and it is one stop shopping. I could have saved myself a lot of frustration by calling you first. - Sandi Payne

I am sending you a testimonial for the unbelievable response I received a few weeks ago. My agent, Philip Shields, had told me about Kemper Senior Solutions and how it covers one in one's home, but I was very unsure as I could not afford another bill being a widow, living on Social Security. Also it sounded too good to be true, but he being so persuasive, convinced me to sign up. So I did but was very skeptical as I filled out the necessary papers. Now, about a year later, Kemper sent me over $2200 to indemnify me for therapies and home health aides I had in my home following my recent hip replacement surgery. On top of that, they originally sent me $250 for prescription indemnity. Thank you, thank you, Philip , for knowing how to help even people like me who have to be so careful with how the monthly money is spent for necessary needs, and bills. I do appreciate the help and the work my agent did in convincing me that this was one of those necessary needs. Thank you, Kemper Senior Solutions. Thank you, Philip. A satisfied client, - Paula B in Denver, CO

I have had some bad experiences with pushy insurance salesmen and before talking to Philip, I was anticipating the same. I was so thankful that my fears were not founded. With patience and humor, Philip guided me through each aspect to consider in long term care insurance and answered all my questions clearly and simply. Once I understood the potential coverage, he gave me ample time to do additional research and decide what was best for me. He also kept me fully updated on the approval process and how it would proceed. I would not hesitate to recommend Philip Shields to any one in my life who was looking to purchase long term care insurance. Thank you, Philip! Thank you again! I wish you continued success with your business Best regards, - Shelly Gardner-Alley

I have recommended Philip to a sibling who is a single 57 year old female. After going through the application process I advised her to contact Philip sooner rather than later while there are no health issues to prevent her from receiving LTC. I will continue to recommend Philip to anyone I know who may need his services because of his expertise and sensitivity when discussing what are very personal issues. I strongly believe in and recommend the product and service offered by Philip Shields. - Diana R. Tennessee

My wife and I bought LTC insurance through Mr. Shields in early 2012. The process was made easier with the expertise and patience of Mr. Shields. He is very knowledgeable and has the ability to explain all this with confidence. If you are thinking of buying a LTC policy, I recommend contacting Mr. Shields. You’ll find the experience helpful. - R.D.MacArthur, Menominee, Michigan. 

Thank you, Philip Shields, for being so diligent in fighting to get my policy approved in the face of inaccurate medical notes. Your knowledge of the Long Term Care product and counseling proved invaluable. - Bonnie Hall, Scottsdale, AZ Coldwell Banker Residential Brokerage 

My thanks to you Philip, for all your help. I have been delighted with the whole process–and my new policy! Sincerely, - Carolyn Werstein (Illinois)

Dear Mr. Shields, I want to thank you for recommending Long-Term Care insurance for my wife in November 1997. ..She first had to have home care, and then was more comfortable moving to the Assisted Living facility as her health worsened. The policy made it possible for her to get the care she needed. We would not have been able to afford her excellent care were it not for the policy. Thanks for much, everything turned out as you had promised. Sincerely, - Berny W., Salem OR

It was a pleasure doing business with you! …. I passed along the ease of doing business with you to one of my office mates today and she should have another referral for you next week. Thanks again!! -David Bresnahan Farmers Insurance & Financial Services